Liability Umbrella - Why should I consider purchasing a Liability Umbrella Policy?

You have purchased insurance to protect your greatest assets, your home and your car………great! But what if they could be taken from you.  Consider this……. you have been putting off and putting off finishing the railing on your staircase banister.  You have been working so hard all week long, and just want a nice Saturday date day out with your special person.    So, you hire a sitter to watch the littles.  Halfway through your date day you get a call. While playing tag with your littles, the babysitter went to use that unfinished hand railing, lost her footing and came tumbling down the stairs.   The sitter tears her ACL. The sitter happens to be her schools star basketball player and Is now unable to play and has lost her scholarship to MSU TO PLAY WITH THE GOPHERS!  Good thing you purchased that million in liability protection or that sitters attorney might just come after your assets.

Tiffany Mulqueen